Credit Card Processing Terminals

Credit Card Processing Terminals

There are several ways that credit card transactions can be processed as merchant services will offer various types of credit card processing terminals like SureSwipe in South Africa will have what you need in regards to credit card processing terminals.

You will need to look at the various credit card processing terminals so that you are able to see which one of these is best for your business.

Online Credit Card Processing Terminals

An online credit card process uses a website in order the sell the products and services that the business is offering.

These online sites will have a shopping cart feature where items can be added into on the site. The shopping cart allows customers to quickly and easily purchase their goods.

If your offer your products online then you will obviously choose this option so that the goods can be paid for by the customer with their credit card.

Credit Card Terminals

A credit card terminal is where customers will swipe their credit card through the card reader so that their information is read through the magnetic strip.

You will often find the fixed terminal which is one that is placed at a cash register for instance at a fixed point. The other is a portable terminal that does not have to be plugged into a specific point. This device can be taken to the customer so that they are able to pay for their items. These work well in restaurants.

There are also terminals that are called tap and pay. Customers will tap their card to make a transaction. The cards are read when they have Radio Frequency Identification or RFID chips inside of them.

The credit card terminal will either use a telephone line, an internet line or broadband and Wi-Fi.

Mobile Processors for Credit Cards

A mobile terminal can actually be plugged into a mobile phone or mobile device. The credit card is swiped through the terminal which is then processed using the mobile devices internet connection.

There are also apps that can be used on the mobile device so that the merchant can type in the credit card information so that the transaction can take place.

These are ideal for mobile companies that may visit the customer’s place of residence.

Manual Credit Card Processing

This is how it sounds and processes transactions without electronic devices. Manual credit card imprinters used to create a copy of the credit card. However this is a very outdated form of credit card processing and will rarely be seen in action.

These credit card processing terminals are different and the one that you choose will depend on the business that you have so it is able to run efficiently.